Design a personal finance book cover to appeal to Gen Z and millennials

Personal Finance Secrets for Teens and College Students

G.K. Becker

A writer and business coach in her early 30's. Married and has one beautiful child. She is passionate about helping young adults achieve financial literacy and start their financial journey on the right foot into financial independence. She had to take her finances seriously because at the age of 25, she was drowning in debt. She learned everything she could about personal finance and gradually paid off her debt, started saving, and investing for retirement. Today, she is financially secure and is no longer living in fear and anxiety.

This book will give readers the solid foundation, tools, and roadmap to embark on their financial independence journey. It will be a reference guide that they can check whenever they need to refresh their knowledge. It will be a valuable companion that will guide their financial decisions as they enter adulthood.

- Young adults: age 18 to 28 (late millennial to Gen Z) - male and female - single - Mainly middle-class family background - doesn’t have to financially support their family, but also not being given an allowance - Full-time student working part-time/side hustle, or has just gotten their first full-time job - Thinking about adulthood and independence as they grow into their own - Wants to be more independent and lay the foundation for success in their life - Admires young people similar to them who are able to earn their own money and buy things for themselves - Easily influenced by ads and promotions they see online - Most of their financial knowledge, if any, comes from parents/family - Follows TikTok, YouTube, and other social media platforms for advice and tips