Loans website template needed.

Our goal posts have moved and I've drastically shortened the duration of this contest. Looking for a clean, crisp professional looking website design/template to use to create a website collecting leads for loans in the UK. Please read full brief...

LoanPreference.co.uk

Desired Color Scheme:
No preference

Accepted File Formats:
HTML, CSS and Photoshop files.

I would like a simple and professional website design/template to be used to collect leads for secured loans in the UK.

Here are a few other sites offering a similar service...

http://www.loansextra.co.uk
http://www.easy-online-loans.com
http://www.lowcostfunding.co.uk

The main thrust of the website will be to get as many visitors as possible to fill out the application form.

Requirements:

1. Fairly small header at top to ensure the user see's the form immediately.
2. Site template needs to include something like CSS so adding new content / changing the application form is easy without having to worry too much about formatting, etc.
3. Ideally loading times should be kept to a minimum.

If the submissions you create could include a form so I can get an idea of how it will look on the finished site, that would be great. An example form you could use can be ripped from http://loanpre.debtpreference.co.uk

The final site will probably include pages for 'contact us', 'about us' 'privacy', etc. But these are not set in stone yet. So the ability to change the menu easily would be desirable.

I currently have the domain LoanPreference.co.uk registered for this site. So I guess LoanPreference or LoanPreference.co.uk in the header somewhere would be good.

I have no preference on the size of the layout. I guess whatever the usually accepted standards are so it displays well for the majority of users.

This is the first contents I have posted here so apologies if I haven't included enough information about what I want. If you have any questions I will reply ASAP to them.

Would like the winning design to include the Photoshop file(s) so I can make changes to them in the future if I need to. And also the HTML/CSS to tie it all together.